Group Benefits
Because they trust you… you need someone to trust.
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Group Benefits Solutions from Gartman Insurance Agency

Commercial Insurance

Commercial insurance is a type of coverage designed to protect businesses from potential financial losses resulting from unforeseen events such as property damage, liability claims, theft, or employee-related risks. It serves as a safety net that helps companies manage risks and recover more quickly from disruptions, allowing them to maintain operations and safeguard their assets, income, and reputation.

Businesses need commercial insurance because operating without it exposes them to significant financial threats that can arise from lawsuits, natural disasters, or accidents. Whether a company is large or small, having the right insurance coverage ensures compliance with legal requirements, builds trust with clients and partners, and provides peace of mind knowing that unexpected events won’t derail long-term goals.

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Employee Benefits

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At Gartman Insurance Agency our unique approach to service distinguishes us from others in our industry. Not only does it take a large commitment, but requires great consistency. Consistency refers to meeting with clients on a regular basis and forging partnerships typically unseen.

We are not the “cookie cutter” agency who delivers the renewal pricing and visits you on a relatively infrequent basis. Likewise, our approach requires that our clients display a deep desire to involve themselves in the program. In concert with you, we will control loss experience, manage employee’s health and wellness and positively influence future premiums.



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Areas of Assistance

Regardless of your plan and carrier selection we will assist in the following areas:
  • Plan Design
  • Program Implementation
  • Orientations
  • Employee Communication
  • Enrollment
  • Account Reconciliation
  • Single Point Billing if Desired
  • Health and Wellness Education
  • Carrier Communication
  • Employee/Carrier Intervention

Products & Services

  • Group Medical
  • Group Disability (Long & Short Term)
  • Group Life
  • Group Dental
  • Group Vision
  • Employee Assistance Services
  • Group Long Term Care
  • Prepaid Legal Services
  • Human Resource Consulting
  • Payroll Administration
  • Single Point Billing & Acct Reconciliation
  • Health & Wellness Programs
  • Supplemental (Payroll Deduction)
  • Employee Leasing
  • 401-K
  • Cafeteria Plans
  • Health Savings Accounts
  • Self Insured Plans

Measured Results

Results will be measured as we deliver:
  • Greater Employee Participation
  • Improved Employee Morale
  • Enhanced Communication
  • Better Claims Experience
  • Premium Increase Control
  • Reduced Employer Administrative
  • Obligations
  • Heightened Awareness of Health and Wellness

Personalized Support

We listen to your needs and tailor our services to match, ensuring you receive the right coverage for your unique situation.

Competitive Rates

Our pricing structure is designed to be competitive, giving you the best value without compromising on service.

Trustworthy Advisors

Our knowledgeable agents provide insights and advice, helping you navigate your options with confidence.