Insurance for Ridgeland homes and businesses
Ridgeland sits between Jackson and Madison, with the Natchez Trace Parkway and the Ross Barnett Reservoir on its doorstep. Gartman Insurance Agency helps Ridgeland residents and business owners compare coverage from many carriers.
Tell us what you want to protect and we’ll bring you options.
The Independent Advantage
Coverage for Ridgeland families and businesses
Home Insurance
Auto Insurance
Flood Insurance
Business Insurance
Life Insurance
Umbrella Insurance
Reservoir living and retail
If you keep a boat on the reservoir, we’ll make sure it is properly insured along with your home and vehicles. For the shops, restaurants and offices that fill Ridgeland, we can review property, liability and workers’ compensation coverage together.
4 steps to better coverage
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Insurance questions in Ridgeland
Straight answers to what local homeowners, drivers and business owners ask us most. Don’t see your question? Call us at (228) 872-3881 and we’ll talk it through.
I keep a boat on the Reservoir. How should it be insured?
With a boat policy that covers the hull, motor, trailer and your liability on the water. A homeowners policy offers only limited coverage for boats.
My restaurant serves alcohol. Do I need liquor liability?
Yes. General liability policies exclude claims that arise from serving alcohol when that is part of your business. Liquor liability coverage fills that gap.
I live in an apartment or condo in Ridgeland. What do I need?
Renters need a renters policy for their belongings and liability. Condo owners need a condo policy covering the unit’s interior, their belongings and loss assessments from the association.
Do homes near the Reservoir need flood insurance?
It depends on the address. Low-lying areas near the water and along creeks have more exposure. A homeowners policy does not cover flood, so ask us to check your zone.