Insurance for Lucedale families and businesses
Lucedale is the George County seat, a friendly small city with a busy Main Street and farms all around. Gartman Insurance Agency helps Lucedale homeowners, farmers and business owners compare coverage from the many carriers we represent.
Most of what we do can be handled by phone or online.
The Independent Advantage
Coverage for Lucedale families and businesses
Home Insurance
Auto Insurance
Flood Insurance
Business Insurance
Life Insurance
Umbrella Insurance
Main Street and the farm
If you own a shop in town, we’ll look at property, liability and workers’ compensation together. If you farm or keep equipment, we’ll make sure it is covered the right way. Either way, your wind deductible deserves a review before storm season.
4 steps to better coverage
Connect
Compare
Customize
Covered
Insurance questions in Lucedale
Straight answers to what local homeowners, drivers and business owners ask us most. Don’t see your question? Call us at (228) 872-3881 and we’ll talk it through.
I own a business in downtown Lucedale. Where do I start?
With a business owner’s policy, which combines property and general liability coverage. Add workers’ compensation if you have employees and commercial auto if you use vehicles for work. We’ll review the building’s wind coverage too.
Is my farm equipment covered?
It should be listed on a farm or equipment policy, either item by item or under a blanket limit. That covers fire, theft, wind and collision or overturn. Mechanical breakdown and normal wear are not covered.
Are tornadoes covered by homeowners insurance?
Yes. Tornado damage is treated as wind damage, so it is covered wherever your policy includes wind, subject to your wind and hail deductible. Flooding from the same storm would need a flood policy.
What happens if I hit a deer?
Damage from hitting an animal is paid under comprehensive coverage, not collision, and it usually does not count as an at-fault accident. If you carry liability only, the repair is on you, so it is worth checking.