Insurance for Canton homes and businesses
Canton is the Madison County seat, known for its historic courthouse square. Gartman Insurance Agency helps Canton homeowners, drivers and business owners compare coverage from many carriers.
We are licensed statewide and easy to reach by phone, email or online.
The Independent Advantage
Coverage for Canton families and businesses
Home Insurance
Auto Insurance
Flood Insurance
Business Insurance
Life Insurance
Umbrella Insurance
Historic buildings and local business
Older homes and buildings can cost more to repair than their market value suggests, so replacement cost matters. We’ll review your limits, your wind and hail deductible and, for business owners around the square, your property and liability coverage.
4 steps to better coverage
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Insurance questions in Canton
Straight answers to what local homeowners, drivers and business owners ask us most. Don’t see your question? Call us at (228) 872-3881 and we’ll talk it through.
My building is historic. Should I insure it for market value or rebuilding cost?
Rebuilding cost. Restoring an older building with similar materials and craftsmanship often costs more than the building would sell for. We’ll help you settle on a realistic figure.
What insurance does a business on the square need?
A business owner’s policy for property and general liability is the usual starting point. Add workers’ compensation if you have employees, and ask about business income coverage in case a loss closes your doors.
I’m financing a new vehicle. What is gap coverage?
If a financed vehicle is totaled, your policy pays what it is worth, which can be less than you owe. Gap coverage pays the difference. It is worth having in the first years of a loan.
Are wind, hail and tornado damage covered on my Canton home?
Yes, under the wind and hail coverage on your homeowners policy, subject to its deductible. Ask whether the deductible is a flat amount or a percentage, because it changes what you pay after a storm.