Insurance for Kiln and the surrounding countryside
Kiln is a rural community in Hancock County, north of Interstate 10 and a short drive from Stennis Space Center. Gartman Insurance Agency helps Kiln families protect their homes, land and vehicles, comparing coverage from the many carriers we represent.
Most of what we do can be handled by phone or online.
The Independent Advantage
Coverage for Kiln families and businesses
Home Insurance
Auto Insurance
Flood Insurance
Business Insurance
Life Insurance
Umbrella Insurance
Country homes near the Jourdan River
Homes near the river and its creeks should have flood insurance in the plan. If you have acreage, outbuildings or equipment, we’ll make sure they are covered properly, and we’ll review the wind deductible that applies when storms move inland.
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Insurance questions in Kiln
Straight answers to what local homeowners, drivers and business owners ask us most. Don’t see your question? Call us at (228) 872-3881 and we’ll talk it through.
Should homes near the Jourdan River have flood insurance?
Yes, it belongs in the plan. The river and the creeks that feed it can rise quickly in heavy rain, and storm surge can travel up the river from the bay. A homeowners policy does not cover either one.
I have a camp on the river that I use on weekends. Can it be insured?
Often, yes. It is rated as a seasonal or secondary home, and how it is built, how high it sits and how often it is used all matter. Tell us about the property and we’ll look for a carrier that fits.
Does the wind deductible still apply in Kiln?
If your policy has a named-storm or wind deductible, it applies wherever the home is. Kiln is a few miles from the beach, but hurricane winds do not stop at the shoreline. We’ll show you the dollar amount.
I commute every day. What auto coverage should I carry?
Liability limits above the state minimum, uninsured motorist coverage, and collision and comprehensive if your vehicle is worth protecting. Roadside assistance and rental reimbursement are small additions that help when you depend on your car to get to work.