Insurance for Diamondhead homeowners
Diamondhead is a wooded community north of Interstate 10 in Hancock County, known for its golf courses, marina and hilly streets. Gartman Insurance Agency helps Diamondhead homeowners compare coverage from the many carriers we represent.
We’ll help you find coverage that fits your home and your budget.
The Independent Advantage
Coverage for Diamondhead families and businesses
Home Insurance
Auto Insurance
Flood Insurance
Business Insurance
Life Insurance
Umbrella Insurance
Higher ground and waterfront lots
Much of Diamondhead sits on higher ground, while homes near the bay and the marina face more flood exposure. We’ll look at your specific address, review wind and flood options, and cover golf carts and boats if you have them.
4 steps to better coverage
Connect
Compare
Customize
Covered
Insurance questions in Diamondhead
Straight answers to what local homeowners, drivers and business owners ask us most. Don’t see your question? Call us at (228) 872-3881 and we’ll talk it through.
Diamondhead sits on higher ground. Do I still need flood insurance?
It depends on your address. Much of the north side is well above the bay, while homes on the south side near the bay and the marina have more exposure. Policies for lower-risk addresses usually cost less, so it is worth a quote either way.
Is my golf cart covered when I drive it around Diamondhead?
A homeowners policy usually covers a cart only on your own property. If you drive it on city streets, follow the city’s rules for carts and carry a golf cart policy, which covers liability and damage to the cart.
Does the property owners association’s insurance cover my home?
No. The association insures common areas and its own liability. Your home, your belongings and your personal liability are yours to insure. Ask about loss assessment coverage, which helps if owners are billed for a shared loss.
I own a condo here. What should my policy cover?
A condo policy covers the interior of your unit, your belongings, your liability and loss assessments. What counts as interior depends on the association’s master policy, so send us a copy and we’ll set your limits to fit.