Insurance for Picayune families and businesses
Picayune is the largest city in Pearl River County, close to the Louisiana line and a short commute from Stennis Space Center and Slidell. Gartman Insurance Agency helps Picayune homeowners, commuters and business owners compare coverage from the many carriers we represent.
One conversation with us can replace a stack of quotes.
The Independent Advantage
Coverage for Picayune families and businesses
Home Insurance
Auto Insurance
Flood Insurance
Business Insurance
Life Insurance
Umbrella Insurance
Commuters and growing neighborhoods
Many Picayune residents drive to work across the state line, so we’ll make sure your auto coverage holds up wherever you go. For your home, we’ll review rebuilding costs, your wind deductible and whether flood insurance makes sense for your address.
4 steps to better coverage
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Insurance questions in Picayune
Straight answers to what local homeowners, drivers and business owners ask us most. Don’t see your question? Call us at (228) 872-3881 and we’ll talk it through.
I live in Picayune and work in Louisiana. Am I covered on the drive?
Yes. Your Mississippi auto policy goes with you across state lines. With a long daily commute, higher liability limits, uninsured motorist coverage and rental reimbursement are all worth having.
I’m moving here from Louisiana. What changes with my insurance?
Once you live here, you need Mississippi policies for your home and vehicles. Coverage rules and rates differ between the two states, so we’ll rebuild your coverage for Mississippi and compare carriers for you.
Is wind included on a Picayune homeowners policy?
For most homes this far inland, yes, usually with a separate wind or named-storm deductible. If a carrier excludes it, the Mississippi wind pool is available in Pearl River County.
Should I buy flood insurance in Picayune?
If you are near one of the creeks that run through town, it is worth serious thought. They have flooded neighborhoods after heavy rain. Outside high-risk zones, flood policies usually cost less.