Insurance for Hurley and northeast Jackson County
Hurley is a rural community in the northeastern part of Jackson County, near the Alabama line. Gartman Insurance Agency helps Hurley families protect their homes, land, vehicles and small businesses, comparing coverage from the many carriers we represent.
Most of what we do can be handled by phone or online, and you’re always welcome at our Ocean Springs office.
The Independent Advantage
Coverage for Hurley families and businesses
Home Insurance
Auto Insurance
Flood Insurance
Business Insurance
Life Insurance
Umbrella Insurance
Homes with land and equipment
If your property includes a shop, a barn, a pond or equipment, your policy should say so. We’ll make sure outbuildings and equipment are covered, look at liability for land you own, and review the wind deductible that applies when tropical weather moves inland.
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Insurance questions in Hurley
Straight answers to what local homeowners, drivers and business owners ask us most. Don’t see your question? Call us at (228) 872-3881 and we’ll talk it through.
Does a named-storm deductible apply this far from the beach?
If your policy has one, it applies wherever your home is, including Hurley. Storm surge is not the concern in northeast Jackson County, but hurricane winds and falling trees are. We’ll show you what your deductible works out to in dollars so there are no surprises.
I use my truck for work. Does my personal auto policy cover that?
Maybe not. Personal auto policies often limit or exclude business use, such as hauling tools and materials for paid jobs or pulling a work trailer. A commercial auto policy closes that gap. Tell us how you use the truck and we’ll point you to the right one.
Is the pond on my property a liability concern?
It can be. A pond, like a pool, can lead to a claim if a guest or a neighbor’s child is hurt. Review the liability limit on your homeowners policy and consider an umbrella policy, which adds protection above it.
How do I make sure my shop and equipment are covered?
Give us a list of the buildings and equipment on your property with a rough value for each. We’ll compare it to the other structures and personal property limits on your policy, and add coverage where the limits fall short or where equipment is used for work.