Insurance for Latimer families
Latimer is a growing community north of Interstate 10 in western Jackson County, a short drive from both Ocean Springs and D’Iberville. Gartman Insurance Agency helps Latimer homeowners and drivers compare coverage from the many carriers we represent.
Call, stop by or start a quote online.
The Independent Advantage
Coverage for Latimer families and businesses
Home Insurance
Auto Insurance
Flood Insurance
Business Insurance
Life Insurance
Umbrella Insurance
Newer homes, growing families
Many Latimer homes are newer construction, which can mean more carrier choices. We’ll check that your dwelling limit matches today’s rebuilding costs and review your wind deductible. With new drivers, a second car or a longer commute, your auto policy may be due for a review too.
4 steps to better coverage
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Insurance questions in Latimer
Straight answers to what local homeowners, drivers and business owners ask us most. Don’t see your question? Call us at (228) 872-3881 and we’ll talk it through.
Do newer homes cost less to insure?
Often they do. A newer roof, modern wiring and plumbing, and construction to current building codes can earn better rates and open up more carrier choices. Many Latimer homes fit that description, so it is worth comparing.
Latimer is north of the interstate. Should I still consider flood insurance?
Storm surge is less of a concern here, but heavy rain can flood low-lying streets and yards anywhere in Jackson County. Flood policies for lower-risk addresses are usually priced lower, so ask us for a quote before you rule it out.
What happens to my auto premium when my teenager starts driving?
It will go up, because new drivers have more accidents. Good student and driver training discounts can soften the increase, and so can the right choice of vehicle. Call us before your teen is licensed so we can plan for it.
My home was built a few years ago. Is my dwelling limit still right?
Not necessarily. Building costs have risen, so a limit set when the home was built may fall short today. We’ll update the rebuilding estimate and talk through extended replacement cost, which adds a cushion if costs jump after a major storm.