Insurance for Florence homes and land
Florence is a small city in southern Rankin County along Highway 49, with a hometown feel and room to grow. Gartman Insurance Agency helps Florence families protect their homes, land and vehicles, comparing coverage from the many carriers we represent.
Call us or start a quote online.
The Independent Advantage
Coverage for Florence families and businesses
Home Insurance
Auto Insurance
Flood Insurance
Business Insurance
Life Insurance
Umbrella Insurance
Hometown living south of Jackson
Many Florence homes sit on larger lots with shops or outbuildings. We’ll make sure those are included, review your wind and hail deductible and look at your auto coverage if you commute into the metro.
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Insurance questions in Florence
Straight answers to what local homeowners, drivers and business owners ask us most. Don’t see your question? Call us at (228) 872-3881 and we’ll talk it through.
Are my shop and outbuildings covered?
Up to the other structures limit on your policy, which is usually a percentage of the dwelling limit. If you have a large shop, or use it for business, we’ll adjust the coverage.
Does homeowners insurance cover my well pump or septic system?
It covers them when a covered event, such as lightning or fire, causes the damage. Wear and age are not covered. Some carriers offer equipment breakdown or service line coverage that fills part of that gap.
How do I prepare for tornado season?
Review your wind and hail deductible, photograph your home and belongings, and store your policy information where you can reach it. If a storm damages your home, make temporary repairs to prevent further damage and keep the receipts.
I commute into the metro on Highway 49. Is the state minimum enough?
It rarely is. The minimum pays $25,000 per person and $50,000 per accident for injuries, and $25,000 for property damage. Higher limits and uninsured motorist coverage cost less than most people expect.