Insurance for Brandon homes and families
Brandon is the Rankin County seat, with a historic downtown, popular neighborhoods and easy access to the reservoir. Gartman Insurance Agency helps Brandon homeowners and drivers compare coverage from many carriers.
We are licensed across Mississippi and easy to reach by phone, email or online.
The Independent Advantage
Coverage for Brandon families and businesses
Home Insurance
Auto Insurance
Flood Insurance
Business Insurance
Life Insurance
Umbrella Insurance
Roofs, hail and rebuilding costs
Spring storms bring hail and high winds to Rankin County, so your roof coverage and wind and hail deductible matter. We’ll check whether your roof is covered for replacement cost and that your dwelling limit keeps up with building costs.
4 steps to better coverage
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Insurance questions in Brandon
Straight answers to what local homeowners, drivers and business owners ask us most. Don’t see your question? Call us at (228) 872-3881 and we’ll talk it through.
Will my policy pay for a new roof after a hailstorm?
If the roof is covered for replacement cost, the policy pays to replace it, minus your deductible. Some policies pay only the depreciated value of an older roof. It is worth knowing which you have before spring storms arrive.
How much is my wind and hail deductible?
It may be a flat amount or a percentage of your dwelling limit. At 1% on a home insured for $350,000, you would pay the first $3,500. We’ll confirm yours and show you the alternatives.
I keep a boat on the Reservoir. Does my homeowners policy cover it?
Only in a small way. A boat policy covers the boat, motor and trailer, and it protects you if someone is hurt on the water.
I’m buying a home in Brandon. When do I need insurance in place?
Before closing. Your lender will want proof of coverage, and we can send it to them directly. Call us once you are under contract so we can also check the flood zone and the age of the roof.