Insurance for Pearl families and businesses
Pearl sits just across the Pearl River from Jackson, along Interstate 20 and Highway 80. Gartman Insurance Agency helps Pearl homeowners, renters and business owners compare coverage from many carriers.
We make it easy to work with us by phone, email or online.
The Independent Advantage
Coverage for Pearl families and businesses
Home Insurance
Auto Insurance
Flood Insurance
Business Insurance
Life Insurance
Umbrella Insurance
Near the river, near the interstate
Parts of Pearl sit in low-lying areas near the river, so flood insurance is worth checking for your address. With so much traffic on the interstate, we’ll also review your auto liability and uninsured motorist coverage.
4 steps to better coverage
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Insurance questions in Pearl
Straight answers to what local homeowners, drivers and business owners ask us most. Don’t see your question? Call us at (228) 872-3881 and we’ll talk it through.
Is my home in Pearl at risk of flooding?
Some neighborhoods are, particularly low-lying areas near the Pearl River. We can look up your flood zone. Even outside the high-risk zones, a flood policy is the only coverage for rising water.
What does uninsured motorist coverage pay for?
Your medical bills and lost wages, and with the property damage option your vehicle, when an at-fault driver has no insurance or too little. With heavy interstate traffic through Pearl and many uninsured drivers in Mississippi, it is worth carrying.
Do renters need insurance?
Yes, if you want your belongings and your liability covered. The landlord’s policy protects only the building. Renters insurance also pays extra living costs if a fire or storm forces you out.
What should I do after a hailstorm?
Photograph the damage, cover any openings to prevent leaks and call us before you sign anything with a roofer. We’ll help you decide whether to file a claim and explain how your deductible applies.