Insurance for Rankin County, east of the Pearl River
Brandon, Pearl, Flowood, Richland and Florence make up a busy, growing part of the Jackson metro. Gartman Insurance Agency helps Rankin County homeowners, drivers and business owners compare coverage from many carriers.
We are licensed across Mississippi, and most of what we do can be handled by phone, email or online.
The Independent Advantage
Coverage for Rankin County families and businesses
Home Insurance
Auto Insurance
Flood Insurance
Business Insurance
Life Insurance
Umbrella Insurance
Storm season in central Mississippi
Hail, straight-line winds and tornadoes are the weather risks that matter most here, and low-lying areas near the Pearl River and the reservoir can flood. We’ll help you check your roof coverage, your wind and hail deductible, and whether flood insurance makes sense for your address.
4 steps to better coverage
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Covered
Insurance questions in Rankin County
Straight answers to what local homeowners, drivers and business owners ask us most. Don’t see your question? Call us at (228) 872-3881 and we’ll talk it through.
Is hail damage to my roof covered?
Generally, yes, subject to your wind and hail deductible. How much the claim pays depends on whether your roof is covered for replacement cost or for its depreciated value. We’ll check which applies to you.
Does homeowners insurance cover foundation damage from clay soil?
Generally not. The expansive clay found under much of the Jackson area swells and shrinks with moisture, and standard policies exclude damage from settling and earth movement. Sudden water damage from a broken pipe is a different matter and is often covered.
Are tornadoes covered?
Yes. Tornado damage is wind damage, which homeowners policies in Rankin County normally include. Your policy also helps with living expenses if your home cannot be lived in during repairs.
Who in Rankin County should consider flood insurance?
Anyone in a low-lying area near the Pearl River, the Reservoir or a creek. Flood is excluded from homeowners policies, and most new flood policies take 30 days to begin.