Insurance for Richland homes and businesses
Richland sits along Highway 49 just south of Jackson, with neighborhoods on one side and a busy commercial and trucking corridor on the other. Gartman Insurance Agency helps Richland residents and business owners compare coverage from the many carriers we represent.
Tell us what you need and we’ll bring you options.
The Independent Advantage
Coverage for Richland families and businesses
Home Insurance
Auto Insurance
Flood Insurance
Business Insurance
Life Insurance
Umbrella Insurance
Homes, trucks and commercial property
If you own a business along the highway, we can review commercial auto, cargo, liability and property coverage together. For homeowners, we’ll look at wind and hail deductibles and whether flood insurance makes sense near the Pearl River.
4 steps to better coverage
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Covered
Insurance questions in Richland
Straight answers to what local homeowners, drivers and business owners ask us most. Don’t see your question? Call us at (228) 872-3881 and we’ll talk it through.
My company runs trucks. What does commercial auto cover?
Liability for injuries and damage your drivers cause, plus physical damage to your own trucks if you choose it. Personal auto policies do not cover vehicles used this way.
What is cargo insurance?
It covers the goods you haul if they are damaged, stolen or lost in transit. Shippers and brokers often require a set limit before they will give you a load. We’ll match your coverage to those requirements.
Is flood a concern in Richland?
In low-lying areas near the Pearl River, yes. Homeowners policies and standard commercial property policies both exclude flood, so a separate policy is needed for either a home or a business.
What should Richland homeowners know about wind and hail deductibles?
Many policies now carry a separate deductible for wind and hail, often a percentage of the dwelling limit. Knowing the dollar amount ahead of time helps you decide whether a small claim is worth filing.