Insurance for Saucier homes and land
Saucier is a rural community in northern Harrison County along Highway 49, near the De Soto National Forest. Gartman Insurance Agency helps Saucier families protect their homes, land and vehicles, comparing coverage from the many carriers we represent.
Most of what we do can be handled by phone or online.
The Independent Advantage
Coverage for Saucier families and businesses
Home Insurance
Auto Insurance
Flood Insurance
Business Insurance
Life Insurance
Umbrella Insurance
Acreage, outbuildings and timber
Homes on land often come with shops, barns, tractors and ATVs. We’ll make sure each is covered the right way and review your liability if others hunt, ride or work on your property. Tropical weather still brings wind this far north, so your deductible is worth a look.
4 steps to better coverage
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Covered
Insurance questions in Saucier
Straight answers to what local homeowners, drivers and business owners ask us most. Don’t see your question? Call us at (228) 872-3881 and we’ll talk it through.
Does living far from a fire station affect my premium?
It can. Carriers rate homes partly on the distance to the nearest fire station and water supply. Rural addresses around Saucier may fall in a higher-rated class than homes in town. Carriers treat this differently, so comparing them matters.
Is the timber on my land covered by my homeowners policy?
Standing timber is generally not covered. A homeowners policy provides only a small limit for trees and landscaping near the home, and usually not for wind damage. If your timber has real value, ask us about coverage designed for it.
Are my ATVs and side-by-sides covered?
Usually not by a homeowners policy once they leave your property, and sometimes not even at home. A separate policy covers damage to the machine and your liability if a rider is hurt.
Do hurricanes matter this far north in Harrison County?
Yes. Saucier is beyond the reach of storm surge, but hurricane winds bring down trees and power lines well inland. Know whether wind is included on your policy and what your named-storm deductible would be.