Insurance for Gulfport homes, drivers and businesses
Gulfport is the largest city on the Mississippi Gulf Coast, with a busy port, a growing downtown and neighborhoods that stretch from the beach to north of Interstate 10. Gartman Insurance Agency helps Gulfport residents and business owners compare coverage from many carriers.
Our office is a short drive east in Ocean Springs, and most of what we do can be handled by phone or online.
The Independent Advantage
Coverage for Gulfport families and businesses
Home Insurance
Auto Insurance
Flood Insurance
Business Insurance
Life Insurance
Umbrella Insurance
From the beach to north of I-10
Where your home sits in Gulfport changes the conversation. Close to the beach, wind and flood coverage usually take center stage. Farther north, it may be more about your wind deductible and rebuilding costs. We’ll look at your address and help you put the right pieces together.
4 steps to better coverage
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Insurance questions in Gulfport
Straight answers to what local homeowners, drivers and business owners ask us most. Don’t see your question? Call us at (228) 872-3881 and we’ll talk it through.
Does where I live in Gulfport change what I pay?
Yes. Homes close to the beach usually need separate wind coverage and a flood policy, and carrier choices are narrower. North of Interstate 10 there are often more carriers to choose from. We’ll look at your address and compare the options that apply.
I rent a house or apartment in Gulfport. What does renters insurance cover?
It covers your belongings against fire, theft and similar losses, your liability if someone is hurt in your home, and extra living costs if you have to move out after a covered loss. The building itself is your landlord’s responsibility.
Does commercial property insurance include wind on the Coast?
Not always. Many commercial policies near the water exclude wind and hail, and that coverage is written separately, sometimes through the Mississippi wind pool. If you own a building or lease space in Gulfport, we’ll confirm how wind is handled.
Is my car covered if a storm floods it or drops a tree on it?
That takes comprehensive coverage. Liability insurance, which is all the state requires, pays only for damage you cause to others. Comprehensive covers flood, hail, falling trees and theft, minus your deductible.