Insurance for Lyman families
Lyman is a community just north of Gulfport along Highway 49, with established neighborhoods and newer homes. Gartman Insurance Agency helps Lyman homeowners and drivers compare coverage from many carriers.
Tell us what you need and we’ll do the comparing.
The Independent Advantage
Coverage for Lyman families and businesses
Home Insurance
Auto Insurance
Flood Insurance
Business Insurance
Life Insurance
Umbrella Insurance
North of the interstate
Being north of Interstate 10 can open up more carrier choices for your homeowners policy than you would find closer to the beach. We’ll compare them for you, review your wind deductible and check that your auto coverage fits your commute.
4 steps to better coverage
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Covered
Insurance questions in Lyman
Straight answers to what local homeowners, drivers and business owners ask us most. Don’t see your question? Call us at (228) 872-3881 and we’ll talk it through.
Do homeowners north of the interstate have more insurance choices?
Often, yes. More carriers are willing to write the full homeowners policy, including wind, as you move away from the beach. As an independent agency we can compare several of them for your Lyman address.
Should I think about flood insurance in Lyman?
Storm surge is not the main worry this far north, but heavy rain can push creeks and the Biloxi River out of their banks. Flood policies for lower-risk addresses usually cost less, and a homeowners policy will not pay for flood damage.
What is the difference between collision and comprehensive?
Collision pays to repair your car after a crash, whoever is at fault. Comprehensive covers other losses, such as hail, flood, theft, falling trees and hitting a deer. If you drive Highway 49 every day, both are worth carrying.
Will bundling my home and auto save money?
It often does, and it can make claims simpler. Not every bundle is the better deal, though, so we price it both ways and show you the numbers side by side.