Insurance for De Lisle homes
De Lisle is a quiet community on the north side of the Bay of St. Louis, near Pass Christian. Gartman Insurance Agency helps De Lisle homeowners protect their homes, land and vehicles, comparing coverage from the many carriers we represent.
Call us or start a quote online.
The Independent Advantage
Coverage for De Lisle families and businesses
Home Insurance
Auto Insurance
Flood Insurance
Business Insurance
Life Insurance
Umbrella Insurance
Bay, bayou and river
With the bay and the Wolf River close by, flood insurance belongs in the conversation for most De Lisle addresses. Wind coverage is often a separate policy as well. We’ll help you understand your flood zone, your elevation and the deductibles that apply.
4 steps to better coverage
Connect
Compare
Customize
Covered
Insurance questions in De Lisle
Straight answers to what local homeowners, drivers and business owners ask us most. Don’t see your question? Call us at (228) 872-3881 and we’ll talk it through.
Is my De Lisle home in a flood zone?
Many are. With the Bay of St. Louis and the Wolf River close by, a good share of De Lisle sits in mapped flood zones. Give us your address and we’ll look it up, explain what the zone means and price a flood policy.
What does flood insurance actually cover?
A flood policy covers the structure, including the foundation, electrical and plumbing systems and built-in appliances. Contents coverage for your belongings is chosen separately. National Flood Insurance Program policies offer up to $250,000 for a home and $100,000 for contents, and extra coverage is available above that.
Why doesn’t my homeowners policy include wind?
Near the water, many carriers remove wind and hail from the homeowners policy. That coverage is then written separately, by another carrier or by the Mississippi wind pool. We’ll confirm which you have and that the deductibles are ones you can live with.
I keep a boat at home. Is it covered?
A homeowners policy gives small boats only limited coverage, and little or none for liability on the water. A boat policy covers the boat, motor and trailer, and it protects you if someone is injured.